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4 Top Reasons Why Buy a Home at Profriends
- No required salary bracket to get a loan. Now you can buy your dream house without worrying if your salary is within the required bracket.
- High loan availment.
- Affordable houses. There’s no other like it at this price.
- Low downpayment.
- Longer downpayment term.
- No bank charges.
- No move-in fees.
Who can to apply for a bank loan?
- Only Filipino citizens are allowed to apply for a Bank loan.
- Filipinos who are already US, UK, Australian, Canadian citizens or citizens of other countries that has Dual Citizenship
What are the qualification to apply for a bank home loan?
- Must be Filipino citizen.
- If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
- Must be 18 yrs. – 50 yrs. Must not be more than 50 yrs. old.
- Must be presently working for at least 2 years in the company
- Have regular source of income. Income of spouse/children can also be added.
- No problem with your marital status.
- Not separated with your wife / husband.
- If separated, must have separation papers.
- No pending legal cases.
- No cancelled credit cards.
- No credit card on amnesty.
- No unpaid loan account.
What are the qualification to apply for Inhouse Financing
- Must be Filipino citizen.
- Must be 18 yrs. – 50 yrs.
- If not working, must have Affidavit of Support
Eligible Age of Borrower
- At least 18 yrs old for UCPB Bank
- At least 21 yrs old for Metrobank
- Buyer must not be over 60 yrs old when loan matures.
What is the Maximum Term of Bank Loan
- For Metrobank
- Locally Employed: 25 yrs..
- OFW: 15 yrs
- For BDO/UCPB
- Locally Employed: 20 yrs.
- For OFW: 20 yrs.
Mode of Payment
- Postdated Checks or Automatic Debit Arrangement from Bank account